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Vidya Guru’s daily dosage of current affairs, which is the best and most convenient source for applicants, is also a dynamic compilation of hand-picked material for almost all government recruitment tests. To assist serious candidates in their current affairs preparation, the following questionnaire was developed by experts in the field of competitive test preparation.

1) Which among the following banks has introduced the “Vikram Credit Card” for soldiers?
A) IOB
B) UBI
C) BOB
D) PNB
E) None of these
Answer – C) BOB
Explanation:
Bank of Baroda Financial Solutions Limited(BFSL), a fully owned subsidiary of BOB has introduced the “Vikram Credit Card” for soldiers.

2) Which among the following Small Finance Banks has bagged the Inclusive Finance India Awards 2022?
A) AU Small Finance Bank Limited
B) ESAF Small Finance Bank
C) Suryoday Small Finance Bank Limited
D) Capital Small Finance Bank Limited
E) None of these
Answer – B) ESAF Small Finance Bank
Explanation:
ESAF Small Finance Bank has bagged the prestigious Inclusive Finance India Awards 2022.

3) Sanjiv Chadha has been re-appointed as the MD & CEO of _________
A) IOB
B) UBI
C) BOB
D) PNB
E) None of these
Answer – C) BOB
Explanation:
Sanjiv Chadha has been re-appointed as the MD & CEO of Bank of Baroda.

4) Which among the following banks has become India’s first public sector bank to launch credit cards against FD digitally?
A) PNB
B) IOB
C) UBI
D) BOB
E) None of these
Answer – A) PNB
Explanation:
Punjab National Bank(PNB) has become India’s first public sector bank to launch credit cards against fixed deposits digitally.

5) Which among the following has announced plans to expand its Girls4Tech STEM education program in India.?
A) Visa
B) Mastercard
C) American Express
D) Capital One
E) None of these
Answer – B) Mastercard
Explanation:
Mastercard has announced plans to expand its Girls4Tech STEM education program in India, to reach 100,000 additional female students by 2024.

6) Which among the following banks has been awarded with the Best Small Bank Award 2022?
A) Karnataka Bank Ltd.
B) Tamilnad Mercantile Bank
C) Karur Vysya Bank Ltd
D) Kotak Mahindra Bank Ltd
E) None of these
Answer – B) Tamilnad Mercantile Bank
Explanation:
Tamilnad Mercantile Bank has been awarded with the Best Small Bank Award 2022.

7) Which among the following banks has partnered with “Garuda Aerospace” under the Kisan Pushpak Scheme?
A) SBI
B) IOB
C) UBI
D) PNB
E) None of these
Answer – C) UBI
Explanation:
Union Bank of India has partnered with “Garuda Aerospace” under the Kisan Pushpak Scheme.

8) Who among the following persons has bagged the first-ever Federal Bank Literary Award 2022?
A) Benyamin
B) K. Venu
C) M. Mukundan
D) S. Hareesh
E) None of these
Answer – B) K.Venu
Explanation:
Writer K.Venu has bagged the first-ever Federal Bank Literary Award 2022 for his autobiography ‘Oranweshananthinte Katha’.

9) Who among the following persons has inaugurated the Regional Office of Employees Provident Fund Organization (EPFO) at Alwar, Rajasthan?
A) Narendra Modi
B) Bhupendra yadav
C) Hardeep Singh Puri
D) Nirmala Sitharaman.
E) None of these
Answer – B) Bhupendra yadav
Explanation:
Union Labour Minister, Shri. Bhupendra yadav has inaugurated the Regional Office of Employees Provident Fund Organization (EPFO) at Alwar, Rajasthan.

10) Which among the following banks has launched the e – Bank Guarantee (e – BG) facility in association with National e – Governance Service Limited (NeSL)?
A) IOB
B) UBI
C) SBI
D) PNB
E) None of these
Answer – C) SBI
Explanation:
The State Bank of India (SBI) has launched the e – Bank Guarantee (e – BG) facility in association with National e – Governance Service Limited (NeSL).

11) The Union Cabinet has approved an incentive scheme worth _____ for promoting Rupay Debit Cards.
A) Rs. 2500 Crore
B) Rs. 2600 Crore
C) Rs. 2100 Crore
D) Rs. 2800 Crore
E) None of these
Answer – B) Rs. 2600 Crore
Explanation:
The Union Cabinet has approved an incentive scheme worth Rs. 2600 crore for promoting Rupay Debit Cards.

12) Which among the following banks has received the approval from RBI to hold Special Rupee Vostro accounts of three banks from Sri Lanka?
A) Canara Bank
B) UBI
C) Indian Bank
D) IOB
E) None of these
E) All of these
Answer – C) Indian Bank
Explanation:
Indian Bank has received the approval from RBI to hold Special Rupee Vostro accounts of three banks from Sri Lanka.

13) India’s fastest payment app ________ was launched on January 9, 2023.
A) Skrill
B) PayRup
C) In Pay
D) CPay
E) None of these
Answer – B) PayRup
Explanation:
India’s fastest payment app PayRup was launched on January 9, 2023

14) Who among the following persons has been re-appointed as the Deputy Governor of RBI?
A) Nalin Negi
B) Michael Debabrata Patra
C) Ajay Kumar Srivastava
D) Suresh Kishinchand Khatanhar
E) None of these
Answer – B) Michael Debabrata Patra
Explanation:
Michael Debabrata Patra has been re-appointed as the Deputy Governor of RBI.

15) Neeru Yadav has signed an agreement with _______ to start the Farmers Producers Organization (FPO) with the assistance of SIIRD.
A) SIDBI
B) NABARD
C) FCI
D) FSSAI
E) None of these
Answer – B) NABARD
Explanation:
Neeru Yadav has signed an agreement with NABARD to start the Farmers Producers Organization (FPO) with the assistance of SIIRD(Society of Indian Institute of Rural Development).

16) Which among the following banks has partnered with “OPEN” to provide a fully digital Current Account?
A) Federal Bank
B) Axis Bank
C) ICICI Bank
D) HDFC Bank
E) None of these
Answer – B) Axis Bank
Explanation:
Axis Bank has partnered with “OPEN” to provide a fully digital Current Account.

17) Which among the following banks has partnered with Microsoft in the next phase of its digital transformation?
A) Federal Bank
B) HDFC Bank
C) Axis Bank
D) ICICI Bank
E) None of these
Answer – B) HDFC Bank
Explanation:
HDFC Bank has partnered with Microsoft in the next phase of its digital transformation.

18) Nalin Negi has been appointed as the interim CEO of _______
A) Paytm
B) CRED
C) Bharatpe
D) Phonepe
E) None of these
Answer – C) Bharatpe
Explanation:
Nalin Negi has been appointed as the interim CEO of Bharatpe.

19) Who among the following persons has been re-appointed as the Deputy Managing Director (DMD) of IDBI Bank?
A) Ajay Kumar Srivastava
B) Nalin Negi
C) Suresh Kishinchand Khatanhar
D) Michael Debabrata Patra
E) None of these
Answer – C) Suresh Kishinchand Khatanhar
Explanation:
Suresh Kishinchand Khatanhar – (DMD) of IDBI Bank.

20) Who among the following persons has been appointed as the MD and CEO of IOB?
A) Michael Debabrata Patra
B) Nalin Negi
C) Ajay Kumar Srivastava
D) Suresh Kishinchand Khatanhar
E) None of these
Answer – C) Ajay Kumar Srivastava
Explanation:
Ajay Kumar Srivastava – MD & CEO of IOB.

21) Delhi Metro Rail Corporation (DMRC) has partnered with the ________ to provide smart card top-up facility to metro commuters.
A) Paytm Payments Bank
B) India Post Payments Bank
C) Airtel Payments Bank
D) Jio Payments Bank
E) None of these
Answer – C) Airtel Payments Bank
Explanation:
Delhi Metro Rail Corporation (DMRC) has partnered with the Airtel Payments Bank to provide smart card top-up facility to metro commuters.

22) Which among the following organisations has launched the “Nidhi Aapke Nikat 2.0” programme?
A) ESI
B) EPFO
C) EXIM Bank
D) GIC Re
E) None of these
Answer – B) EPFO
Explanation:
The Employees’ Provident Fund Organisation (EPFO) has launched the revamped “Nidhi Aapke Nikat 2.0” programme across the country.

23) Which among the following banks has entered into a co-lending agreement with Aadhar Housing Finance Limited (AHFL) to offer home loans at competitive interest rates?
A) BOB
B) SBI
C) PNB
D) UBI
E) None of these
Answer – C) PNB
Explanation:
Punjab National Bank (PNB) has entered into a co-lending agreement with Aadhar Housing Finance Limited (AHFL) to offer home loans at competitive interest rates.

24) Which among the following banks has launched the credit card offering platform “SwipeUp”?
A) ESAF Small Finance Bank
B) Suryoday Small Finance Bank Limited
C) AU Small Finance Bank
D) Capital Small Finance Bank Limited
E) None of these
Answer – C) AU Small Finance Bank
Explanation:
AU Small Finance Bank has launched the credit card offering platform “SwipeUp”. It offers upgraded credit cards to other bank credit cardholders.

25) Which among the following companies has acquired rewards and engagement platform “Saluto Wellness”?
A) Razorpay
B) Pine Labs
C) BharatPe
D) BillDesk
E) None of these
Answer – B) Pine Labs
Explanation:
Pine Labs has acquired rewards and engagement platform “Saluto Wellness”.

26) Who among the following persons has been appointed as the Chief Executive Officer (CEO) of JP Morgan Chase & Co?
A) Ajay Kumar Srivastava
B) Prabdev Singh
C) Nalin Negi
D) Suresh Kishinchand Khatanhar
E) None of these
Answer – B) Prabdev Singh
Explanation:
Prabdev Singh has been appointed as the Chief Executive Officer (CEO) of JP Morgan Chase & Co.

27) SEBI has imposed a fine of _______ on Coffee Day Enterprises.
A) Rs.25 Crore
B) Rs.27 Crore
C) Rs.26 Crore
D) Rs.28 Crore
E) None of these
Answer – C) Rs.26 Crore
Explanation:
SEBI has imposed a fine of Rs.26 Crore on Coffee Day Enterprises.

28) The Reserve Bank of India (RBI) has imposed a monetary penalty of ______ on Nutan Nagarik Sahakari Bank Limited, Ahmedabad.
A) 25 lakh
B) 26 lakh
C) 28 lakh
D) 29 lakh
E) None of these
Answer – B) 26 lakh
Explanation:
The Reserve Bank of India (RBI) has imposed a monetary penalty of 26 lakh on Nutan Nagarik Sahakari Bank Limited, Ahmedabad.

29) Which among the following Payments Banks has received the final approval from the Reserve Bank of India to operate as a Bharat Bill payment Operating Unit (BBPOU) recently.?
A) Airtel Payments Bank
B) Paytm Payments Bank
C) India Post Payments Bank
D) Jio Payments Bank
E) None of these
Answer – B) Paytm Payments Bank
Explanation:
Paytm Payments Bank has received the final approval from the Reserve Bank of India to operate as a Bharat Bill payment Operating Unit (BBPOU) under the Payment and Settlement Systems Act, 2007 recently.

30) NPCI has instructed members of the UPI ecosystem to allow ______ having international mobile numbers to get onboarded and transact through UPI.
A) Current Account
B) Savings Account
C) NRE/NRO Accounts
D) Salary Account
E) None of these
Answer – C) NRE/NRO Accounts
Explanation:
NPCI has instructed members of the UPI ecosystem to allow NRE/NRO Accounts accounts having international mobile numbers to get onboarded and transact through UPI.

31) Which among the following banks has partnered with NIIT Limited, a global talent development corporation, to build a large pool of skilled Virtual Relationship Management professionals for the banking industry.?
A) HDFC Bank
B) Axis Bank
C) ICICI Bank
D) Federal Bank
E) None of these
Answer – A) HDFC Bank
Explanation:
HDFC Bank has partnered with NIIT Limited, a global talent development corporation, to build a large pool of skilled Virtual Relationship Management professionals for the banking industry.

32) The Reserve Bank of India (RBI) has imposed a monetary penalty of ______ on Jammu based Citizens Co-Operative Bank Limited
A) 6 lakh
B) 7 lakh
C) 5 lakh
D) 8 lakh
E) None of these
Answer – C) 5 lakh
Explanation:
The Reserve Bank of India (RBI) has imposed a monetary penalty of Rs. 5 lakh on Jammu based Citizens Co-Operative Bank Limited.

33) Which among the following organisations has entered into a partnership with Kolkata based VFS Capital to extend loans to the MSME Sector?
A) FICCI
B) SIDBI
C) NABARD
D) NHB
E) None of these
Answer – B) SIDBI
Explanation:
SIDBI has entered into a partnership with Kolkata based VFS Capital to extend loans up to ₹5 lakh at 13 percent interest rate per annum to the MSME Sector.

34) Which among the following banks has signed an MoU with the Warehousing Development Regulatory Authority (WDRA) to facilitate low – interest rate loans to farmers?
A) IOB
B) SBI
C) BOB
D) UBI
E) None of these
Answer – B) SBI
Explanation:
The SBI has signed an MoU with the Warehousing Development Regulatory Authority (WDRA) to facilitate low – interest rate loans to farmers.

35) Which among the following banks has signed an MoU with Steel Authority of India Limited (SAIL) to provide financial assistance to the dealers of SAIL across the Country?
A) Tamilnad Mercantile Bank
B) South Indian Bank
C) Kotak Mahindra Bank
D) Karur Vysya Bank
E) None of these
Answer – B) South Indian Bank
Explanation:
South Indian Bank has signed an MoU with Steel Authority of India Limited (SAIL) to provide financial assistance to the dealers of SAIL across the Country.

36) Which among the following banks has topped the Re-bond league table for the 16th consecutive year in 2022?
A) HDFC Bank
B) Axis Bank
C) ICICI Bank
D) Federal Bank
E) None of these
Answer – B) Axis Bank
Explanation:
Axis Bank has topped the Re-bond league table for the 16th consecutive year in 2022.

37) Which among the following banks has signed an MoU with IISC Bengaluru to set up a centre for Mathematics and Computing?
A) HDFC Bank
B) Axis Bank
C) ICICI Bank
D) Federal Bank
E) None of these
Answer – B) Axis Bank
Explanation:
Axis Bank has signed an MoU with IISC Bengaluru to set up a centre for Mathematics and Computing.

38) Small Industries Development Bank of India (SIDBI) will partner with the AMFI to support women entrepreneurs in ________
A) Maharashtra
B) Karnataka
C) West Bengal
D) Rajasthan
E) None of these
Answer – C) West Bengal
Explanation:
Small Industries Development Bank of India (SIDBI) will partner with the Association of Microfinance Institutions of India (AMFI) to support women entrepreneurs in West Bengal.

39) The Government of India and the Asian Development Bank (ADB) have signed a loan agreement worth 350 million USD to improve connectivity in ______
A) Maharashtra
B) Karnataka
C) West Bengal
D) Rajasthan
E) None of these
Answer – A) Maharashtra
Explanation:
The Government of India and the Asian Development Bank (ADB) have signed a loan agreement worth 350 million USD to improve connectivity in Maharashtra.

40) Which among the following banks has partnered with Falcon to tap into the embedded finance market?
A) HDFC Bank
B) ICICI Bank
C) Yes Bank
B) Axis Bank
E) None of these
Answer – C) Yes Bank
Explanation:
Yes Bank has partnered with Falcon to tap into the embedded finance market.

Conclusion
In recent years, it has been significantly simpler to get online study materials for a range of competitive exams. Candidates have a predisposition to get side-tracked or overwhelmed by the wealth of information available online, therefore the ideal online platform needs to be narrowed down and selected.

Vidya Guru, which also provides video lectures, crucial dates, news, announcements, and preparation advice, is the go-to source for information about government recruitment exams.